- If you are hiring sub
contractors to do work for your business, are you
checking their certificates of insurance; if they have
no workers' compensation you will be held liable.
- Should you have an umbrella
policy?
- If you company has a fire and
is out of business for 2 months are you covered for loss
of income?
- Have you updated the values of
your unlicensed equipment; your policy will not pay
beyond the value shown, so be sure you are not giving
the insurance company extra money.
- Do you have a design-build
exposure? A standard general liability policy excludes
this coverage.
- Do you understand the
coinsurance clause on your property policy? You should,
as it may cost you a penalty in the event of a claim.
Disclaimer: This does not bind coverage
E-mail
Marketing
Dept. to set up an appointment for a risk survey and
premium quotation.
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